We are an independent insurance brokerage built on trust, expertise, and old-fashioned service. Our partnerships with Canada's leading insurers allow us to deliver tailored coverage that fits your life and your business — never a one-size-fits-all policy.
Tired of dialing a 1-800 number and speaking to a different agent every time? At Triple Crown, you get the same dedicated broker every call. We believe great insurance starts with a real relationship.
When you call, we answer. Real people, real answers, real fast — no phone trees, no waiting on hold.
We shop the market on your behalf so you get strong, comprehensive coverage at a price that respects your budget.
No jargon, no fine-print surprises. We make insurance easy to understand from day one — and every renewal after.
From your daily driver to your growing business, we offer a full range of personal and commercial insurance solutions tailored to who you are and what you protect.
Whether you're driving a daily commuter, a weekend cruiser, a leased SUV, or a classic restoration in the garage, the right auto policy makes all the difference when something goes wrong. We'll walk you through coverage options like collision, comprehensive, accident forgiveness, depreciation waivers, and rental car protection — and help you understand which ones genuinely make sense for your situation. Our team works with Canada's top auto insurers to find you a policy that's competitively priced and built around how you actually drive.
Your home is likely your largest investment, and protecting it goes far beyond the basics of fire and theft. We help homeowners think through often-overlooked risks like sewer backup, overland water and flood damage, equipment breakdown, identity theft, and liability exposure on your property. If you're renovating, hosting short-term rentals, or running a small home-based business, those situations carry their own coverage gaps too. Our brokers will sit down with you, assess your needs, and build a customized package so your family and your assets are properly protected.
If you own or rent a condo, apartment, or townhome, it's important to understand that your condo corporation's master policy only insures the building itself — not your personal belongings, upgrades, or liability. A proper condo or tenant policy protects the contents of your unit, any improvements you've made, additional living expenses if you're forced to relocate after a loss, and personal liability if someone is injured in your home. We make sure your coverage matches the value of what's actually inside your four walls.
Seasonal properties come with a unique set of risks that standard home policies often don't address — from extended vacancy and freezing pipes to dock damage, boat coverage, and access challenges in remote areas. Whether you've kept the family cottage for generations, recently purchased a getaway, or rent your property out part of the year, we understand the nuances. Our brokers will help you cover the cottage, the bunkie, the boats, and the recreational toys so you can spend your weekends on the dock, not worrying about what-ifs.
Running a business means managing risk every single day, and the right commercial insurance program is your safety net when something unexpected happens. We offer Commercial General Liability (CGL), Commercial Property, Business Interruption, Equipment Breakdown, and Commercial Auto coverage — tailored to the size, sector, and specific exposures of your operation. Whether you run a contracting business, a retail shop, a professional office, or a growing fleet, we'll structure a program that protects your people, your property, and your bottom line.
Clients with significant homes, art collections, fine jewellery, wine cellars, or multiple properties need more than a standard insurance policy — they need a discreet, comprehensive program built around their lifestyle. We work with Canada's leading high-value insurers to deliver tailored solutions that include cash settlement options, worldwide coverage, agreed-value protection on collectibles, and dedicated claims service. Our team has years of experience advising affluent families and managing the unique liabilities that come with success.
Cyber attacks aren't just a problem for big corporations anymore — privacy breaches, ransomware, social engineering, and email fraud are increasingly targeting homes and small to medium-sized businesses, often with devastating financial consequences. A modern cyber policy can cover incident response, forensic investigation, legal defence, regulatory fines, business interruption, and even ransom payments. We'll help you assess your exposure, put smart prevention measures in place, and match you with a policy that responds quickly when minutes matter.
Even the most diligent professionals — consultants, accountants, designers, IT providers, real estate agents, and many others — can find themselves facing allegations of negligence, misrepresentation, or failure to deliver. Errors & Omissions insurance protects you from the legal defence costs, settlements, and judgments that can come with these claims, even when the allegations turn out to be unfounded. We'll tailor a professional liability policy to the specific services you offer, so one bad day doesn't put your business or your reputation at risk.
We're proud to work with some of the strongest insurance companies in the country. These partnerships let us deliver the right coverage at the right price, every time.
Speak directly with a dedicated broker who knows your file. We're here to answer questions, review your current policies, and provide a no-obligation quote.
